A Home Equity Loan from CFCU allows qualified borrowers to use their loan proceeds to satisfy personal needs which may include: home improvements, education, or debt consolidation.

Easy Financing Terms

  • Variable rate that adjusts quarterly. Rate is equal to Prime + 0.00%
  • No prepayment penalties or points.
  • Easy repayment by payroll deduction, direct payment or share transfer.
  • Minimum equity line $5,000.
  • Maximum equity line $50,000.
  • Activity statement issued quarterly.
  • 80% of appraised value minus first mortgage balance establishes line-of-credit.

For additional information about a loan call us at (816) 444-7440, or stop by the credit union or fill out our online loan application.